Archive

March 2023

Browsing

Motorbikes are one of the most convenient modes of transportation. If you reside in one of the main cities, biking to work can save you a lot of time. Remember that motorcycles are more economical to purchase, maintain, and operate than automobiles. To ensure a pleasant bike ownership experience, getting insurance for a two-wheeler online is advisable.

There are numerous reasons why insurance for a two-wheeler is needed. It is prohibited to ride a bike without a valid insurance policy. If detected by the traffic police, you will be subject to a heavy fine.

In addition, riding a motorbike is fraught with numerous possible hazards. Purchasing your two-wheeler insurance coverage will help you avoid many of these predicaments. One of them is a natural catastrophe.

A natural disaster is a disastrous event that can inflict substantial harm to people, property, and vehicles. It is crucial to have enough coverage should a natural disaster strike your area of residence.

How Natural Disasters Can Affect You

Many natural disasters have struck India recently. Natural disasters can range from earthquakes to cyclones to flooding. Over 108 billion individuals in India were harmed by natural disasters in 2021, according to a report. A natural disaster with a brief duration can cause extensive damage to humans and their belongings. And the effects are not restricted to urban or rural areas alone.

Coverage Offered By Your Motorcycle Insurance

In India, a minimum third-party liability policy is required to ride a motorbike legally. Therefore, you must purchase comprehensive bike insurance online to protect against unanticipated events.*

A complete policy can protect your bike from natural disasters like cyclones, hurricanes, earthquakes, and hailstorms. Also, it can safeguard your bike from harm caused by humans, such as during a strike, vandalism, riot, theft, etc.*

How is a Complete Insurance Beneficial During a Natural Disaster?

Should either of these occurrences occur, make sure your bike is insured and protected accordingly.

Additional Helpful Accessories for Natural Disasters

Although a comprehensive policy provides significant coverage for your motorbike in most typical situations, more is needed. This is where an add-on can significantly simplify your life. You can choose specialised coverage if necessary. Consider the following accessories to safeguard your bike from natural disasters.

  1. No Depreciation Coverage

When your bike ages, its value depreciates. In other words, the insurance company would only reimburse you for the depreciated value of any damaged or replaced parts. But zero depreciation assures that your bike will be fixed and its parts replaced without you having to pay for depreciation. Thus, it is a crucial protection against natural calamities.*

  1. Engine Damage

The engine protection add-on covers all costs of replacing or repairing damaged engine components due to a natural disaster. Typical damages include the loss of engine parts, lubricant leakage, coolant loss, and hydrostatic lock, among others.*

  1. Consumables Protection

Often, a bike insurance policy does not include consumable coverage as part of a claim. This accessory will save you money on those fronts. In the course of a service or repair, numerous consumables are utilised. ##

Is your bike’s total loss due to a natural disaster covered by your insurance?

Yes, your bike insurance covers total loss in the event of natural disaster-related damage. Typically, insurance companies consider a bike a total loss if the repair costs exceed 75% of its insured declared value. If such an occurrence occurs, the insurance provider will compensate you with the IDV. *

 

Conclusion

A natural calamity might inflict significant harm even if you park your bike safely. Online comprehensive bike insurance is one of the most innovative methods to protect your bike from such events. Compare various providers and save up with the help of a two-wheeler insurance premium calculator.

*Standard T&C Apply

##All savings are provided by the insurer as per the IRDAI-approved insurance plan. Standard T&C apply

‘Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.‘

 

.

International travel insurance should be one of your top concerns when travelling from India to the United States.

The United States of America (USA) is considered to be one of the world’s most visited nations. The United States features diverse landscapes, cultures, and experiences that attract tourists worldwide due to its vast size, encompassing most of the North American continent. The United States features many diverse locations, including some of the world’s most revered historical and recognisable worldwide landmarks. From the semi-Arctic environment of Alaska in the North to the tranquil beaches of Florida and Hawaii in the South, the United States provides something for every type of traveller.

Visiting the United States should be on your bucket list, and you must protect your trip with travel insurance for the USA from India.

Principal advantages of a USA travel insurance policy:

    • Travel assistance*
    • Protection from personal culpability*
  • Accident and sickness coverage*
  • Help with baggage-related loss or delay*
  • Hijack cover*
  • Automatic 60-day extension of your USA travel insurance policy if you are hospitalised overseas.*

Travel Insurance From India To the USA

To enjoy a stress-free and memorable vacation to the United States, you must ensure that proper planning and prior bookings are in place and a valid United States travel insurance policy. Nonetheless, despite the extent of your planning, unforeseen occurrences may derail your plans. The latest Covid-19 pandemic, for example, has brought the entire world & overseas travel to an indefinite halt, with most nations implementing harsh entrance restrictions and limiting incoming planes.

Therefore, tourists to the United States must acquire adequate international travel insurance to protect themselves financially against any unplanned incidents that may occur during their trip. Your travel insurance coverage in the United States can act as a protective shield and allow you to enjoy your trip without concern. You can compare travel insurance plans regarding coverage amount and premium to select the one that best meets your needs.*

Why is travel insurance from India to the United States necessary?

Due to the abundance of uncertainties in life, it is essential to be as prepared as possible for any eventuality. If you intend to travel to the United States, consider purchasing travel insurance. A USA travel insurance policy can support you if you encounter any unfavourable circumstances throughout your trip.*

For example, if you become ill before or during your trip or lose your luggage at one of the airports you pass through, a travel health insurance policy for the United States would be helpful. It is advisable to purchase online Travel Insurance insurance for the United States and financially protect your trip against unforeseen events that could ruin it. With an extensive selection of visitor insurance options in the United States, you can plan a hassle-free trip to the United States.*

Below are some of the features included in any travel insurance from India:

  • Coverage for travel delays and cancellations, hotel reservation cancellations, and passport loss
  • Baggage Coverage Reimbursement for delayed or lost checked baggage
  • Medical Insurance
  • Covid-19 coverage to cover the costs of testing positive for Covid during the trip
  • Travel medical insurance to the United States to provide financial support if you become ill or injured during your vacation.

Additional advantages of USA travel insurance coverage

  • The ability to pay in Indian Rupees and receive coverage in US Dollars.
  • Travel insurance policies in the United States with premiums as low as Rs. 60.32 per day.
  • Immediate online purchase of travel insurance for the United States without rigorous medical exams

Thus, it goes without saying that good travel insurance coverage is highly beneficial. Be it the USA or any other country, keep yourself insured as long as you’re travelling!

* Standard T&C Apply

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.

Several millions of users worldwide use TikTok, which is a popular social media platform. A platform for displaying creativity and reaching out to a younger audience, it has become a powerhouse for brands and influencers alike. However, growing your TikTok following be challenging as it requires persistence, effort, and skill. In this article, we will discuss ten proven tips that will help you boost your TikTok views in 2023.

  • Create High-Quality Content

Towards increasing your views on Buy tiktok views by creating high-quality content that resonates with your target audience. To achieve this, ensure that the lighting is good, the sound quality is clear and the visuals are engaging.

  • Optimize Your Profile

Your profile should showcase who you are and what type of content you create on Tiktok. Ensure that it’s easy to navigate through by including keywords related to your niche or style so others find you easily when searching online.

  • Engage with Other Users

Engagement with other users should be an integral part of any effective marketing strategy on social media platforms like tiktok. Commenting, liking posts, and following relevant profiles increases visibility over time which may result in more followers or fans interested in what you offer!

  • Post Regularly

Posting consistently helps keep viewers engaged while also attracting new ones continually. Posting at least once every day ensures audiences don’t forget about you even if they’re not actively watching videos from other creators!

  • Use Popular Hashtags

Using trending hashtags provides an opportunity for more people looking for specific types of content within those topics to discover yours quickly! Buy tiktok views hashtag could be used if necessary.

  • Other Social Media Platforms You Can Use to Promote Your Videos

Promoting videos across multiple channels where potential fans exist allows them exposure beyond just Facebook or Twitter but Instagram too! Cross-promotion creates increased awareness around what makes up who YOU ARE: A creative individual ready to create awesome video content worth sharing widely across different networks!

  • Utilize Collaborations with Other Creators

Collaborating with fellow creators opens up doors for audiences previously unknown before now seeing both personalities together showcasing something unique entirely. Collaboration helps build relationships between talented individuals leading ultimately towards mutual growth opportunities down the line too soon enough!

  • Include Call-To-Action (CTA) In Each Video

Do make sure there’s always a call-to-action directing viewers towards another piece of related material such as another video clip or perhaps directly asking them either sign-up for newsletter updates available exclusively via email notifications sent regularly.

  • Share Behind-The-Scenes Footage of Your Life and Work.

Sharing behind-the-scenes footage offers insight into how much work goes into creating these amazing pieces all while taking advantage by showing off some personal life moments here and there giving viewers something uniquely fascinating about who YOU ARE as well!

The Internal Revenue Service (IRS) is the federal agency responsible for collecting taxes in the United States. They have the power to collect taxes automatically, meaning they can take money from your bank account, garnish your wages, or seize your property to pay off any unpaid tax debt.

Here’s what you need to know about how the IRS can collect taxes automatically:

1. Automatic Bank Account Levy:

One of the most common ways the IRS can collect taxes automatically is through a bank account levy. This happens when the IRS sends a notice to your bank, instructing them to freeze your account and turn over the funds to the IRS to pay off your tax debt. This can happen without warning, so it’s important to always be aware of any unpaid tax debt.

2. Wage Garnishment:

If you have unpaid tax debt and currently not collectible status, the IRS can also garnish your wages. This means that they can take a portion of your paycheck to put towards your tax debt. The IRS will notify your employer of the garnishment and your employer will be responsible for withholding a portion of your pay and sending it directly to the IRS.

3. Property Seizure:

In some cases, the IRS can also seize your property to pay off your tax debt. This includes real estate, vehicles, and other personal assets. The IRS will first send you a notice of their intent to seize your property and provide you with an opportunity to pay off the debt before they take any action.

4. Social Security Offset:

If you owe taxes and are receiving Social Security benefits, the IRS can also use a Social Security offset to collect taxes automatically. This means they can withhold a portion of your Social Security benefits until your tax debt is paid in full.

5. Passport Revocation:

In some cases, the IRS can even revoke your passport if you have a seriously delinquent tax debt and currently not collectible status. This means you will not be able to leave the country until your tax debt is paid off or you have made arrangements with the IRS to pay it off.

It’s important to note that the IRS is required to follow certain procedures and provide you with notice before they can collect taxes automatically. This includes sending notices of their intent to levy or garnish your wages, and providing you with an opportunity to dispute the debt or make payment arrangements.

If you are facing automatic tax collection, it’s important to seek the help of a tax professional or attorney. They can assist you in negotiating a payment plan with the IRS or advocating on your behalf to prevent automatic collection. In some cases, bankruptcy may also be an option to discharge certain tax debts.

In conclusion, the IRS has the power to collect taxes automatically through bank account levies, wage garnishment, property seizure, Social Security offsets, and passport revocation. It’s important to be aware of any unpaid tax debt and to seek professional assistance if you are facing automatic collection.